Best for larger purchases.
Finance larger purchases with straightforward monthly payments over a term that works for you. Ideal for complete cabins, cold plunges and turnkey installs.
Monthly installments · subject to approval
Financing · Now available
Own it now.
Pay over time.
A sauna is an investment in decades of daily wellness — and whether you’re building the full setup or just adding a heater, it no longer has to wait. We’ve partnered with Affirm, Klarna, and Afterpay so you can finance your order and spread the cost into simple, predictable payments — and start your ritual sooner.
Choose your plan at checkout · Applying takes minutes
Keep your cash
Get it now without draining savings — spread the cost of your purchase over time.
Predictable payments
Clear, fixed installments you choose — no surprises, set at checkout.
Fast decision
Apply in minutes with our partners and get a quick answer — right at checkout.
Trusted partners
Financing handled by Affirm, Klarna & Afterpay — names millions already use.
The options
Financing, your way.
Three ways to pay — pick what fits your budget when you check out. Rates and terms are set by the provider based on your application, so you always see real numbers before you commit.
Flexible, on your terms.
Split your purchase into manageable installments and pay at a pace that suits you. A smooth, familiar checkout used across the world.
Installments · subject to approval
Simple, spread out.
Break your total into a few scheduled payments for accessories, heaters and smaller add-ons — quick to set up at checkout.
Pay-in-installments · subject to approval
How it works
From cart to checkout in three steps.
Add to your cart
Browse the collection, configure a sauna, or add a heater or accessory — no application needed to explore.
Choose financing at checkout
Select Affirm, Klarna or Afterpay as your payment method and apply in minutes. You’ll see your real terms before confirming.
Get a fast decision
Once approved by the provider, complete your order and we’ll take it from there — delivery and white-glove install across Canada.
Your sauna is closer than you think.
Browse the collection, add what you love to your cart, and choose your financing option right at checkout.
Good to know
Common questions.
You can finance anything from a single heater up to a complete sauna build. Affirm offers financing up to $30,000 for qualified applicants,* and your exact amount and terms are confirmed by the provider at checkout, based on your application.
Each provider handles this differently, and any credit check and its impact are determined solely by them. You’ll see exactly what’s involved before you apply and confirm — nothing happens without your consent.
Rates and repayment terms are set by the financing provider based on your application, so they vary from person to person. Rather than quote numbers that may not apply to you, we let the provider show your real, personalized terms at checkout before you commit.
Thermatov financing applies across the full range — saunas, cold plunges, heaters, stones, and accessories. Add what you’d like to your cart and choose Affirm, Klarna, or Afterpay at checkout.
No. Financing is provided entirely by our partners — Affirm, Klarna and Afterpay. Thermatov doesn’t issue credit or make approval decisions; we simply make these trusted options available to you at checkout.
* Financing is offered through our third-party partners Affirm, Klarna, and Afterpay. Approval, credit limits, interest rates, and repayment terms are determined solely by the provider and are subject to eligibility, a credit check, and the provider’s applicable terms and conditions. Not all applicants will qualify. Financing amounts up to $30,000 are available through Affirm for qualified applicants; actual amounts, rates, and terms vary by applicant and are shown by the provider at checkout. Thermatov is not a lender and does not issue credit or make approval decisions. All trademarks and logos are the property of their respective owners. Full terms are presented by the provider before you complete your purchase.